Pat Maher

Associate Broker

Paseo

8200 Carmel NE

Albuquerque, NM87122

Main: 505-292-8900 Direct: 505-237-8510
Cell: 505-401-7326 Toll Free: 800-658-6149
Office: 505-292-8900
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$8000 tax extension

The first time buyer credit has been extended . The contract must be entered into by April 30th 2010 with the closing being by the end of June 2010. There also is a $6500 credit for move up buyers who have been in their homes 5 of the last 8 years.
Tags: $6500

Adrian Rogers on prosperity well worth a short read.

Adrian Rogers wisdom http://randallmelchert.com/2009/07/11/adrian-rogers-on-prosperity/

Tax credit time crunch

For the first time buyer time is getting shorter than they realize. As of this time the tax credit expires and homes must be "funded" by November 30th. In New Mexico there is a closing and hopefully the funding is the following day. The bank gets the documents from the closing and has a chance to re examine them. If everything has gone well they release the funds and we have "funding". There is a ...

Now is the time to complete Unser

It is time for the city of Albuquerque to honor its committments and complete Unser. For information and to sign a petition go to http:www.unserbuild.com

Albuquerque Balloon Fiesta

Balloon Fiesta is set for October 3 to the 11th. To go to their site click www.balloonfiesta.com  

$8,000 Tax credit

Time may be running out for the first time home buyer tax credit. New homes must close and fund by Novenber 30th. So most properties should probably be "out of the ground" in prder to egt in on time. A word to the wise.
Tags: Tax credit

Income tax credit and FHA changes

HUD has just announced the change in FHA guidelines that the qualifying amount up to $8,000 tax credit can be monetized and used for the 3.5% down payment and any additional closing costs beyond that amount. This lets the first time buyer purchase with less out of pocket expenses. With low interest rates and low home prices ,this is definitely the time to buy!

Low E windows cleaning precautions

With new energy saving windows being encouraged by tax incentives, it is a good time to review some cleaning tips. Do not use a razor blade on stubborn spots. There is a very thin coating of metal on the glass and the blade could scratch the finish. Also do not use ammonia based cleaners as this can leave a film. Also do not use Lime deposit dissolving cleaners for the same reasons. Sourced from ...

Car shopping

When you go car shopping beware. If the salesperson takes your license and makes a copy . Car dealers will use that information to pull your credit . They may try with different lenders. It has happened that a person trying to shop for a car can have 22 inquiries on their report . These are considered a ding and can lower your score. Then when you go for a mortgage your score is lower than it might ...

New interest rates boost interest.

The Federal buying up Fannie Mae and Ginny Mac bonds has pushed interest rates below 5% for some borrowers. For simple calculation at 4.70% $1,000 dollars borrowed equals a $5.00 monthly payment for principle and interest. So a $200,000 loan would have PI of $1,000.00  
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